Terms of Use
1. Provider
Fynexa is provided by:
Hikmet Erdem Özermis, Römerstraße 147, 52134 Herzogenrath, Germany
Email: support@fynexa.app
2. Scope
These Terms of Use apply to the Fynexa mobile app and related services. By installing, registering for or using the app, the user agrees to these Terms.
3. Service description
Fynexa helps users organise their personal finances. Features may include transactions, budgets, savings goals, subscriptions, statistics, reminders, cloud synchronisation and – depending on plan and platform – a receipt scanner with on-device text recognition and optional AI-assisted text classification. The scope and availability of features may vary by version, platform, region or plan.
4. No financial, tax or investment advice
5. User account
Some features may require an account. Users must provide accurate and current information, keep credentials confidential and promptly report unauthorised use. Accounts may not be transferred to third parties without permission.
6. User obligations
Users must not:
- use the app unlawfully, fraudulently or abusively,
- circumvent security measures or access another person's data,
- disrupt, overload or automatically exploit the services,
- reverse engineer, decompile or reproduce the app except where mandatory law permits it,
- enter data they are not entitled to process.
7. Responsibility for entries and backups
Users are responsible for the accuracy, completeness and currency of their entries. Fynexa is not a bank account or an accounting system with guaranteed evidentiary value. Even where synchronisation is provided, users should separately back up important information. Guest-mode or locally stored data may be lost when the app is deleted or the device is lost.
8. Receipt scanner and automated suggestions
The receipt scanner, OCR text recognition, merchant matching, automatic categorisation and AI-assisted classification are convenience features. Automatically recognised or suggested merchants, amounts, dates, categories and transaction types may be incomplete or incorrect. Users must review information before saving and remain responsible for its accuracy. A scanned transaction is not saved merely because a scan was performed.
9. Notifications
Reminders and push notifications are convenience features. Timely or error-free delivery cannot be guaranteed, particularly due to device settings, network connections or third-party services. Users remain responsible for payments, deadlines and financial obligations.
10. Availability and changes
Continuous or error-free availability is not guaranteed. Features may be changed, expanded or discontinued for security, maintenance, technical or legal reasons, taking the users' legitimate interests into account.
11. Paid features
Fynexa offers paid Premium features through an automatically renewing subscription. The price, billing period and material conditions are displayed before purchase in the app and/or Apple App Store. Purchase and billing are processed through the user’s Apple ID and are additionally subject to the Apple App Store terms. The subscription renews automatically in accordance with the conditions shown at purchase unless cancelled in time through Apple ID subscription management. Cancellation generally ends access only at the end of the already paid billing period. Fynexa may provide a function to restore purchased entitlements. Refunds and store-side billing matters are governed by Apple’s applicable rules and procedures. Individual Premium features may be subject to reasonable technical usage limits where transparently disclosed.
12. Intellectual property
The app, design, brands, text, graphics, software and other content are legally protected. Users receive a personal, revocable, non-exclusive and non-transferable right to use the app for its intended purpose.
13. Liability
Liability is unlimited in cases of intent, gross negligence and injury to life, body or health. For a slightly negligent breach of a material contractual obligation, liability is limited to the foreseeable damage typical for the contract. Liability is otherwise excluded to the extent permitted by law. Mandatory statutory claims remain unaffected.
14. Suspension and termination
Users may stop using the app and delete their account at any time. Access may be suspended or terminated after appropriate consideration in the event of serious or repeated violations of these Terms. Statutory rights remain unaffected.
15. Privacy
Information about the processing of personal data is available in the Privacy Policy.
16. Changes to these Terms
These Terms may be amended for objective reasons, such as new features, legal requirements or security measures. Users will be appropriately informed of material changes. Consent will be obtained where legally required.
17. Governing law and consumer rights
German law applies, excluding the UN Convention on Contracts for the International Sale of Goods. Mandatory consumer-protection rules of the user's country of habitual residence remain unaffected. Statutory places of jurisdiction apply to consumers.
18. Final provisions
If any provision is or becomes invalid, the remaining provisions remain effective. The invalid provision is replaced by the applicable statutory rules.